The three major credit reporting bureaus, Experian, Transunion, and Equifax, have recently announced to make changes in credit disputes and how medical debt to be issued and scored on the credit report. The changes will affect hundreds of millions of people’s credit scores, which are the main factor used to determine the loan and the interest rate. Especially for those who are planning to get a car, these changes will be big news worth to understand thoroughly. The key changes include:
- New way of dealing with credit error disputes
- Medical debt will be reported after a 180-day waiting period
To learn more about how to deal with the changes to your credit reports, check out Q&A on how changes by the big 3 credit-reporting firms may affect you
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